Brentwood BayCentral Saanich

Greater Victoria Areas

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1-3/15
  • 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich) : MLS®# 423874

    1034 Waverly Terrace CS Brentwood Bay BRENTWOOD BAY V8M 1H8
    Main Photo: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 1: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 2: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 3: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 4: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 5: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 6: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 7: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 8: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 9: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 10: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 11: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 12: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 13: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 14: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 15: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 16: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 17: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 18: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 19: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 20: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 21: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 22: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 23: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 24: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 25: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 26: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 27: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 28: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 29: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 30: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 31: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 32: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 33: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 34: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 35: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 36: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 37: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 38: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 39: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 40: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 41: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    • Photo 42: 1034 Waverly Terrace in BRENTWOOD BAY: CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 423874
    $849,000
    Residential
    Status:
    Active
    MLS® Num:
    423874
    Bedrooms:
    5
    Bathrooms:
    3
    Floor Area:
    2,438 sq. ft.
    Situated on a high large .3 acre lot on a private crescent in Brentwood Bay, this perfect family home has been meticulously maintained and upgraded. 3 bathrooms and 5 bedrooms with a very bright one bedroom suite with level separate entry. New windows, new roof, and two gas fireplaces, covered deck accessed by French doors off the dining room. This charming 2400+ sq. ft. home is in move-in condition. More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
  • 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich) : MLS®# 423747

    12 1144 Verdier Avenue CS Brentwood Bay BRENTWOOD BAY V8M 1K2
    Main Photo: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 1: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 2: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 3: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 4: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 5: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 6: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 7: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 8: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 9: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 10: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 11: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 12: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    • Photo 13: 12 1144 Verdier Avenue in BRENTWOOD BAY: CS Brentwood Bay Row/Townhouse for sale (Central Saanich)  : MLS®# 423747
    $520,000
    Residential
    Status:
    Active
    MLS® Num:
    423747
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,235 sq. ft.
    Welcome to Summer Wood Village, lovely 55+ gated community in beautiful Brentwood Bay! This 3 bedroom, 2 bath townhome rancher has a great open floor plan and is pet friendly. Warm and inviting with big windows and skylights for lots of natural light. The open living and dining room flow into a beautiful bright kitchen with a breakfast nook. The fireplace is wonderful to cozy up to on those winter days with a cup of tea and your favourite book! The fenced backyard is perfect for your pet or grandchildren to run about when they come to visit. The attached garage gives plenty of extra storage space. Only minutes in walking distance to Brentwood Bay Village. More details
    Listed by One Percent Realty
    DAVID STEVENS
  • 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich) : MLS®# 422057

    818 Delamere Road CS Brentwood Bay V0S 1A0
    Main Photo: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 1: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 2: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 3: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 4: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 5: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 6: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 7: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 8: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 9: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 10: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 11: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 12: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 13: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 14: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 15: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 16: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 17: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 18: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 19: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 20: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 21: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 22: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 23: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 24: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 25: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 26: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 27: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 28: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 29: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 30: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 31: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 32: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 33: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 34: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 35: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 36: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 37: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 38: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 39: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 40: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 41: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 42: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 43: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 44: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 45: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 46: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 47: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 48: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    • Photo 49: 818 Delamere Road in : CS Brentwood Bay Single Family Detached for sale (Central Saanich)  : MLS®# 422057
    $2,950,000
    Residential
    Status:
    Active
    MLS® Num:
    422057
    Bedrooms:
    4
    Bathrooms:
    5
    Floor Area:
    4,838 sq. ft.
    Boaters Paradise.Nestled on the sheltered shores of Brentwood Bay, this totally re-envisaged home is the perfect marriage of west coast contemporary style & 1970s post-and-beam charm, complete with 41’ dock with power for year-round moorage.Slate-tiled entrance opens to captivating views from the great room, with 15’ vaulted ceilings, exposed beams, meticulous hardwood floors & picture windows.The focal point is a dramatic gas fireplace with impressive stone surround.Walk out to the elevated sheltered deck to savor the sunsets.Open concept kitchen features top of the line appliances,crisp white cabinetry,raw edge granite counters with a huge island.Two masters on the main with luxurious ensuites to relax. A generous media/recreation room, two bedrooms & bathrooms plus ample storage completes the lower level.Enjoy the fireworks of nearby Butchart Gardens or stroll along the shore to Brentwood Bay Resort.Your launchpad for year-round seaside enjoyment! COVID safety precautions in effect. More details
    Listed by Sotheby's International Realty Canada
    DAVID STEVENS
1-3/15
Data was last updated April 7, 2020 at 04:05 AM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.