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  • 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area) : MLS®# 428570

    3738 Marine Vista ML Cobble Hill COBBLE HILL V0R 1L1
    Main Photo: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 1: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 2: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 3: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 4: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 5: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 6: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 7: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 8: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
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    • Photo 38: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 39: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 40: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 41: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    • Photo 42: 3738 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428570
    $879,900
    Residential
    Status:
    Active
    MLS® Num:
    428570
    Bedrooms:
    2
    Bathrooms:
    3
    Floor Area:
    2,076 sq. ft.
    Live oceanside in the fantastic community of Arbutus Ridge AND avoid the Spec & Vacancy Tax! Yes, you can have it all...a spacious & immaculate 2,076 sq ft home sited on arguably the BEST LOT on the Ridge for both privacy & open ocean views! Located at the end of Marine Vista w/ beautiful forested lands to the right & back plus marina in front, this home offers magnificent, unobstructed OCEAN views from all principal rooms. On a clear day...a stunning view of Mount Baker. Offering 2 bed/3 bath, formal living & dining as well spacious family room or easy 3rd bedroom, this lovely home is a tranquil & beautiful sanctuary. The eat-in kitchen will be this home's gathering spot as it offers all ocean views & tons of deck space off side & back. Rounding out the 6,800 sq.ft. lot is an extra long dbl garage w/ SHOP & beautifully landscaped grounds. Many activities: golf course, tennis, pool & more, all a stroll/Club Car ride away. Don’t miss out on this dream opportunity to live at the Ridge! More details
    Listed by Macdonald Realty Victoria
    DAVID STEVENS
  • 3733 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area) : MLS®# 428420

    3733 Marine Vista ML Cobble Hill COBBLE HILL V0R 1L1
    Main Photo: 3733 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428420
    • Photo 1: 3733 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428420
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    • Photo 42: 3733 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428420
    • Photo 43: 3733 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428420
    • Photo 44: 3733 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428420
    • Photo 45: 3733 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428420
    • Photo 46: 3733 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428420
    • Photo 47: 3733 Marine Vista in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 428420
    $998,800
    Residential
    Status:
    Active
    MLS® Num:
    428420
    Bedrooms:
    2
    Bathrooms:
    3
    Floor Area:
    3,114 sq. ft.
    Beautiful custom built waterfront home with spectacular ocean views is waiting for you. This well-appointed 2 bedroom, 3 bathroom home with views from almost every room will leave a lasting impression. You will enjoy the open concept living dining room with 10ft ceilings and gas fireplace. The spacious kitchen with eating area is perfect for the chef. There is a beautiful den with built-in book shelves, desk, wet bar, gas fireplace and oak flooring. From the marble floor entry foyer take the custom staircase down to 2 large bedrooms both with fabulous bathrooms that you and your guests will enjoy. Sit on your deck and enjoy the sights and sounds of the ocean, watch orcas and seals or enjoy your private sunny front patio. This home has forced air, natural gas heat, built-in vac, storage room, sewing / laundry room, 'man cave' and two car garage. Come and enjoy the gated lifestyle at Arbutus Ridge with golf course, swimming pool, gym, library, tennis courts, many clubs and activities! More details
    Listed by Royal LePage Coast Capital - Chatterton
    DAVID STEVENS
  • 3524 Watson Avenue in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area) : MLS®# 427952

    3524 Watson Avenue ML Cobble Hill COBBLE HILL V0R 1L0
    Main Photo: 3524 Watson Avenue in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 427952
    • Photo 1: 3524 Watson Avenue in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 427952
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    • Photo 27: 3524 Watson Avenue in COBBLE HILL: ML Cobble Hill Single Family Detached for sale (Malahat & Area)  : MLS®# 427952
    $497,500
    Residential
    Status:
    Active
    MLS® Num:
    427952
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    1,148 sq. ft.
    Steps away from the Cobble Hill village core, this 2 bedroom, 1 bathroom rancher is the perfect mixture of cozy yet spacious and comes complete with a yard with endless possibilities. Copious windows and a skylight ensure that this home is awash with natural light with views of your spacious yard from every room in the house. The open concept includes a spacious kitchen, separate dining room, a dual-purpose laundry/pantry area, and a large family room to accommodate family gatherings around a cozy wood-burning fireplace. The outdoor area sets this property apart with substantial room to let your imagination run wild. The outdoor patio area is perfect for entertaining with plenty of room for the kids AND a garden. Upgrades include windows, doors, flooring, and new appliances. A detached workshop is wired and ready to go with ample space for wood or tool storage. Halfway between Victoria and Duncan, with lots of parking for your recreational toys, this home is where adventures begin. More details
    Listed by eXp Realty
    DAVID STEVENS
1-3/10
Data was last updated July 9, 2020 at 08:05 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.