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  • 1759 Hampshire Rd in Oak Bay: OB North Oak Bay House for sale : MLS®# 907768

    1759 Hampshire Rd OB North Oak Bay Oak Bay V8R 5T7
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    $1,995,000
    Residential
    Status:
    Active
    MLS® Num:
    907768
    Bedrooms:
    5
    Bathrooms:
    3
    Floor Area:
    2,957 sq. ft.
    Bright & beautiful, this grand Oak Bay home offers the perfect blend of character & function. You will love the period details & old world charm in the formal living & dining rooms, but will also appreciate the large eat in kitchen with office space, extremely spacious bedrooms, full height walk out basement & beautiful sunroom that leads to the fabulous entertainment sized back deck & spectacular gardens. Just a stroll to the Village, Willows Beach & all levels of school (Oak Bay, Willows, SMUS and GNS) this well maintained home will provide the perfect location for your forever family home. Features & updates here include oak floors throughout main and upper floors, Velux skylights, fiberglass roof and thermal windows, 5 bedrooms and 3 full bathrooms, an attached garage plus plenty of parking and ample storage. This property is tenanted, showings are limited and Covid protocols are in place. Call your agent for a showing and let's find out if this is the one you've been waiting for! More details
    Listed by Century 21 Queenswood Realty Ltd.
    DAVID STEVENS
  • 1715 Monteith St in Oak Bay: OB North Oak Bay House for sale : MLS®# 906533

    1715 Monteith St OB North Oak Bay Oak Bay V8R 5X4
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    $2,450,000
    Residential
    Status:
    Active
    MLS® Num:
    906533
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    3,386 sq. ft.
    Tastefully renovated home on a coveted, leafy cul-de-sac across the street from Firefighter’s Park & steps to Oak Bay Ave & Willows Beach. 1715 Monteith feats 4 beds, 3 baths & multiple flex spaces spread over 3380sqft. set on a deep, 50X206 sunny lot. Having undergone extensive renovations in 2013 & 2019, this residence is simply ready for you to move in. Full of clean lines, warm tones w/ a nod to west coast modern design, the meticulously landscaped grounds invite you in, & the front living room sets the tone for this exquisite home. Flow effortlessly into the open concept kitchen, dining & living room. The covered deck allows you to seamlessly mesh indoor living w/ the outdoors. Enjoy the professionally landscaped, deep backyard that is enveloped w/ mature foliage & urban veg gardens, creating a private oasis to enjoy morning sunrises over a cup of coffee & ocean air. Full-height lower level boasts a spacious games room, media room, bedroom, 3pc bathroom & laundry. More details
    Listed by The Agency
    DAVID STEVENS
  • 2212 Cranmore Rd in Oak Bay: OB North Oak Bay House for sale : MLS®# 904494

    2212 Cranmore Rd OB North Oak Bay Oak Bay V8R 1Z3
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    $1,395,000
    Residential
    Status:
    Active
    MLS® Num:
    904494
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,889 sq. ft.
    Oak Bay Character home walkable to Willows Beach & Oak Bay Village. This immaculate home, all in keeping with the Charm of the Era, features Hardwood Floors, French Doors, Coved Ceilings on a 9000+ sqft Property. The main level offers 2 Bedrooms & an updated Bathroom, Living Room with Gas Fireplace, Separate Dining room & Kitchen with SS Appliances. The lower level offers 2 more Bedrooms an updated Bathroom, Laundry Area, Garage & Walk Out access to the private Landscaped Fenced Backyard. Further features include: Newer windows, Newer Roof, Gas Furnace, Sprinkler System, Sump Pump, New Drains & more…The perfect turnkey Oak Bay Home, close to local private & public schools, Pure Vanilla Cafe, Old Farm Market & Fort & Foul Bay Amenities. More details
    Listed by Engel & Volkers Vancouver Island
    DAVID STEVENS
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Data was last updated July 5, 2022 at 07:30 AM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.