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  • 5083 Lakeridge Pl in Saanich: SE Cordova Bay House for sale (Saanich East) : MLS®# 908278

    5083 Lakeridge Pl SE Cordova Bay Saanich V8Y 2R1
    Main Photo: 5083 Lakeridge Pl in Saanich: SE Cordova Bay House for sale (Saanich East)  : MLS®# 908278
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    $1,349,800
    Residential
    Status:
    Active
    MLS® Num:
    908278
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    2,125 sq. ft.
    Perfectly located 2,100+ Sqft Rancher on a quiet Cordova Bay Cul-De-Sac. The RS-12 Zoned 13,493 Sqft Lot has AMAZING approx 145-ft of frontage with potential for a Large Garden Suite. 3 beds (third is a den) & 2-Full baths, double garage, freshly painted and ready to move in now ~ or redecorate and make it the perfect home in the perfect location so close to the amenities Cordova Bay offers. ~ Huge deck off the family room, spacious master bedroom has A 4-Pc ensuite & walk-In closet. There Is RV parking & Double garage. The back yard is level & private, with Cherry & Fig Trees Check out the Saanich Garden Suite Regulations for Large Lots here: https://www.saanich.ca/.../Garden~Suites/gs-guideB.pdf which allow a second story on a garden suite as long as the lot is greater than 1,000 SQM, which this one is. ~ Buyer to verify all details regarding the garden suite with Saanich Planning. Call your Realtor to view. More details
    Listed by Sutton Group West Coast Realty
    DAVID STEVENS
  • 5055 Cordova Bay Rd in Saanich: SE Cordova Bay House for sale (Saanich East) : MLS®# 908143

    5055 Cordova Bay Rd SE Cordova Bay Saanich V8Y 2K1
    Main Photo: 5055 Cordova Bay Rd in Saanich: SE Cordova Bay House for sale (Saanich East)  : MLS®# 908143
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    $3,499,900
    Residential
    Status:
    Active
    MLS® Num:
    908143
    Bedrooms:
    5
    Bathrooms:
    3
    Floor Area:
    3,039 sq. ft.
    Don't miss this spectacular opportunity to purchase this very rare low bank oceanfront property in the extremely sought-after Cordova Bay neighbourhood. This lovely home offers 3 floors of living space with a kitchen on each one. The Main floor has breathtaking views of the Haro Straight, Snow capped Mt. Baker along with all the amazing wildlife from all principle rooms. The main level has 2 bedrooms, a 4 piece main bathroom, a spacious kitchen and a large sunroom. The second level has a self contained in-law suite with 2 large bedrooms, a 4 piece bath with soaker tub, a large living room to take in the panoramic views. The lower level offers 1 bedroom, a large living room and a 3 piece bathroom. The sun drenched backyard flows perfectly down to the sandy beach where you can walk for miles. This incredible location is just steps to the Beach House restaurants, Mattick's Farm, Cordova Bay golf course and all the amenities you'll need. 15 minutes from the airport and Downtown Victoria. More details
    Listed by RE/MAX Camosun
    DAVID STEVENS
  • B 4899 Cordova Bay Rd in Saanich: SE Cordova Bay House for sale (Saanich East) : MLS®# 907845

    B 4899 Cordova Bay Rd SE Cordova Bay Saanich V8Y 2K1
    Main Photo: B 4899 Cordova Bay Rd in Saanich: SE Cordova Bay House for sale (Saanich East)  : MLS®# 907845
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    $1,390,000
    Residential
    Status:
    Active
    MLS® Num:
    907845
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    2,359 sq. ft.
    Nestled in its own private enclave off of Cordova Bay rd.this property is just a block or so from the Waterfront.For those who crave light this home is infused with a south-east exposure.On the main you will find a master bedroom with its own 4 piece ensuite ( a definite plus for those with mobility concerns! )Generous dining and living rooms if you need extra space for your furniture.The bright kitchen (loads of windows)is spacious and has an eating area with ocean views.The upstairs has two more large bedrooms both with walk -in closets.One of the bedrooms upstairs boasts the best Ocean view (expansive views of Cordova Bay and mountains).Single stand alone garage ..room for 2 cars on driveway.The lot has 2 sit out patios with some water views ( could be enhanced with some judicious pruning).The lot is 8276 Square feet. Close to parks ,Broadmead shopping centre, Matticks farm, twenty minutes to airport and ferries.Cordova Bay is one of the most sought after areas in Victoria! More details
    Listed by Sutton Group West Coast Realty
    DAVID STEVENS
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Data was last updated July 5, 2022 at 07:30 AM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.