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Swan LakeSaanich East

Greater Victoria Areas

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  • 9 864 Swan Street in VICTORIA: SE Swan Lake Townhouse for sale (Saanich East) : MLS®# 402313

    Main Photo: 9 864 Swan Street in VICTORIA: SE Swan Lake Townhouse for sale (Saanich East)  : MLS®# 402313
    $489,000
    Residential
    Status:
    Active
    MLS® Num:
    402313
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,257 sq. ft.
    Lovely views and a fantastic location await you at this spotless 2 bedroom 2 bathroom 1257 sq ft townhome. Located on a quiet, no through street, next to the beautiful Swan Lake nature sanctuary & the Galloping Goose (hiking/cycling trail) You are only 3 blocks to Uptown mall & just 8 minutes to downtown Victoria. Amazing value for this updated bright & spacious town home. Many updates include: bathrooms, kitchen, flooring, windows, heating, lighting & painting. Large inviting living & dining room. Kitchen has 2 windows for extra natural light, and adjoining eating and computer area. Unique to this home are the pull-down stairs to the attic for lots of storage. Enjoy the OVER-SIZED west facing balcony with peaceful views towards Swan Lake & the Sooke Hills. Private garden & sitting area just out your front door. In immaculate move-in condition! Don't pass this one up it is a beauty... More details
    Listed by Pemberton Holmes - Cloverdale
    DAVID STEVENS
  • 3860 Lancaster Road in VICTORIA: SE Swan Lake Single Family Detached for sale (Saanich East) : MLS®# 402132

    Main Photo: 3860 Lancaster Road in VICTORIA: SE Swan Lake Single Family Detached for sale (Saanich East)  : MLS®# 402132
    $799,000
    Residential
    Status:
    Active
    MLS® Num:
    402132
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,380 sq. ft.
    UNDER ACCESSED VALUE! IMMEDIATE OCCUPANCY AVAILABLE. This spacious family home overlooks the Swan Lake nature sanctuary with views of the lake. This 4-bedroom, one owner custom built home boasts upgrades throughout, including new flooring upstairs & downstairs, new paint throughout, & a new 5-piece bathroom upstairs. Rare 4 bedrooms upstairs layout, with both living & family rooms downstairs. Upstairs you will find your generously sized master bedroom with a walk-in closet & ensuite bathroom. 2 of the bedrooms upstairs offer balconies overlooking the nature sanctuary. There is lots of space outside for gardening & entertaining, plus only steps away from local parks & Swan Lake Trail. The HUGE DETACHED garage is plumbed for a bathroom room offering flexibility!! All amenities are close-by at Quadra/McKenzie & Uptown with easy access to both highways. Call now!! More details
    Listed by RE/MAX Alliance
    DAVID STEVENS
  • 3956 Saanich Road in VICTORIA: SE Swan Lake Single Family Detached for sale (Saanich East) : MLS®# 400543

    Main Photo: 3956 Saanich Road in VICTORIA: SE Swan Lake Single Family Detached for sale (Saanich East)  : MLS®# 400543
    $999,900
    Residential
    Status:
    Active
    MLS® Num:
    400543
    Bedrooms:
    8
    Bathrooms:
    3
    Floor Area:
    3,876 sq. ft.
    You will be impressed w the beautiful views of Swan Lake from this well maintained family home in sought Saanich. This spacious 3800+ sq ft home is ideal for the large family, w 8 bedrooms & 3 bathrooms there is plenty of room for all the kids, plus host exchange students or take advantage of the 3 bedroom suite - fantastic turn key mortgage helper! The main floor boasts open concept kitchen featuring lots of natural light, plenty of counter space & gas stove. The versatility & flexibility of this well layed out home is endless - ample of room to entertain w vaulted ceilings in the family & dining room which leads out to your private deck while the kids gather in the separate living room. Main home features 3 good size bedrooms upstairs & 2 more downstairs. Bonus - separate entrance 3 bedroom suite w newer appliances & own laundry. Other features include newer roof (2012), ductless heat pumps throughout the whole house included the suite, new paint & lots of parking! More details
    Listed by RE/MAX Alliance
    DAVID STEVENS
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Listing information last updated on December 11, 2018 at 08:09 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.