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Ten Mile PointSaanich East

Greater Victoria Areas

Your search has found 21 listings from your criteria. At the request of the listing brokerage(s) only 17 can be publicly displayed. To get instant access to all 21 listings, please to get full access and other search options.
1-3/17
  • 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East) : MLS®# 408037

    Main Photo: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 1: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 2: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 3: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 4: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 5: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 6: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 7: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 8: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 9: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 10: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 11: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 12: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 13: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 14: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 15: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 16: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 17: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 18: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 19: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 20: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 21: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 22: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 23: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 24: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 25: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 26: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 27: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 28: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 29: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 30: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 31: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 32: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 33: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 34: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 35: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 36: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 37: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 38: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 39: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 40: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 41: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 42: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    • Photo 43: 3985 Telegraph Bay Road in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 408037
    $1,350,000
    Residential
    Status:
    Active
    MLS® Num:
    408037
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    3,122 sq. ft.
    Charming and Spacious 5 bed 2 bath Character Home on an idyllic .45 acre property at the base of Ten Mile Point. On the main floor, we have a large living room with wood burning fireplace that flows easily into a separate dining room which is adjacent to a large kitchen making this home perfect for entertaining. The master bedroom and additional bedroom and bath are also on the main as well as a lovely sunroom with an attached greenhouse with access to the fabulous garden completing this level. Upstairs has 2 good size bedrooms and a bath. There is also oodles of storage throughout, a games room, den, guest bedroom, mudroom and workshop. This home offers a country setting on a tranquil property in an urban area on a no through road with Telegraph Cove and Queenswood Drive just steps away. Close to Parks, Cadboro Bay Beach, UVIC, Schools and the many Amenities offered at the popular Cadboro Bay Village. More details
    Listed by Newport Realty Ltd.
    DAVID STEVENS
  • 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East) : MLS®# 407903

    Main Photo: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 1: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 2: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 3: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 4: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 5: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 6: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 7: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 8: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 9: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 10: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 11: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 12: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 13: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 14: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 15: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 16: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 17: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 18: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 19: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 20: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 21: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 22: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 23: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 24: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 25: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 26: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 27: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 28: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 29: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
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    • Photo 31: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 32: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 33: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 34: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 35: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 36: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 37: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 38: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 39: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 40: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 41: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    • Photo 42: 4025 Lockehaven Drive in VICTORIA: SE Ten Mile Point Single Family Detached for sale (Saanich East)  : MLS®# 407903
    $3,000,000
    Residential
    Status:
    Active
    MLS® Num:
    407903
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    5,582 sq. ft.
    This beautifully built custom home (circa 2005), offers 5,582 sqft of spectacular ocean and mountain views. Being situated on more than 33,000 sqft of exquisitely landscaped property and located in the heart of the Celebrated 10 Mile Point, this house is the envy of all those who appreciate luxury. The home has been immaculately maintained and obviously cared for. Its’ multiple upgrades and high-end finishing's throughout the home are an absolute asset to the person seeking a home where they can entertain and live in splendor. More details
    Listed by Pemberton Holmes - Cloverdale
    DAVID STEVENS
  • 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East) : MLS®# 407787

    Main Photo: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 1: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 2: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 3: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 4: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 5: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 6: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 7: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 8: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
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    • Photo 12: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 13: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
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    • Photo 21: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
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    • Photo 24: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 25: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 26: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 27: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 28: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 29: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 30: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 31: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 32: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 33: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 34: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 35: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 36: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 37: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 38: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 39: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 40: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 41: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    • Photo 42: 807 2829 Arbutus Road in VICTORIA: SE Ten Mile Point Townhouse for sale (Saanich East)  : MLS®# 407787
    $949,000
    Residential
    Status:
    Active
    MLS® Num:
    407787
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,797 sq. ft.
    Introducing a one-level town home with good views of Haro Strait in one of Greater Victoria’s most sought-after strata complexes-Wedgewood Estates. This is a 10 Phase development located in a peaceful and quiet neighbourhood near beaches, parks, walking trails, and shopping in Cadboro Village. Wedgewood Estates has the finest private Clubhouse/recreation centre on southern Vancouver Island, containing a heated indoor pool, hot tub, sauna, fully-renovated change rooms, plus a full kitchen which is well-equipped for social events. There’s also a private tennis court and parking for your RV nearby. In original condition, 807 has very spacious room sizes, and is all ready for your decorating ideas. Double garage, wood fireplace, 3 skylights, built-in Vac. Windows and roof have been replaced. This is a great opportunity to have One Level Living in a prestigious neighbourhood, with water views. More details
    Listed by RE/MAX Camosun - Oak Bay
    DAVID STEVENS
1-3/17
Data was last updated April 22, 2019 at 12:05 PM (UTC)

BUYING

Please note - when buying a home you do NOT pay any fees for my buying services.


  When purchasing a home, you are faced with many decisions!  Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.

  While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

  I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your Next Step: Loan Pre-Qualification

  Even before you start your search to buy a home - you should obtain pre-approval for your mortgage. I can help you do this and here's why ...

* By getting pre-approved you'll have a better idea how much you can borrow, how much you can afford and the cost of your monthly mortgage payments.

* If you decide to choose a fixed interest rate mortage you are guaranteed that rate for the 90-day pre-approval period.

* When you decide to make an offer you will be able to act more quickly because you have been pre-approved. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

  Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

  I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

  The various charges can add up and for the most part they are all legally required payments in buying a property. These payments include:

   1. Legal fees: Legal representation is important. Most legal fees include searching the title of a property, arranging a property survey if necessary, and handling other disbursements as required.

    2. Mortgage Insurance and Application Fee: This type of insurance is required on all mortgage loans in excess of 75% of the appraised property value.  Its purpose is to ensure that the lender will not lose money if you cannot make your mortgage payments and the value of your property is not sufficient to repay your mortgage debt.  The insurance premium is paid to the lender and ranges from % to 3.75% of the loan value; however, in most cases this premium is added to the loan amount, and paid for over the term of the loan.

    3. Property Insurance: this insurance covers the replacement value of your home and its contents. Most mortgage lenders will require proof that you have this insurance before processing a mortgage. The lending institution may also require an appraisal of the property before approving your loan; the cost may be your responsibility.

    4. Home Inspection: a professional home inspector knows what to look for and can confirm or add to the information you have gleaned from the REALTOR® or your inspection.

   5.
Property Transfer Tax: Understand your taxes. The amount of tax you pay is based on the fair market value of the land and improvements (e.g. buildings) on the date of registration. The tax is charged at a rate of:

 1.  1% on the first $200,000,

 2.  2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000, and

 3.  3% on the portion of the fair market value greater than $2,000,000.

There are special regulations for first time buyers in B.C.


    6. Property Tax: You will have to reimburse the sellers for your share of the year's taxes if they have already paid them in full. Property taxes are calculated from January - December, and are paid in June. The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay when you purchase a newly built home. You may check out details on this page: BC Government Exemptions.


  7.
Extra charges: the Lending institution may also require a Survey. You will be responsible  for the cost.

 

  8. Hook-ups: there may be charges required for appliances and services such as telephone, TV cable, hydro and other utilities.
 
  9. Moving costs: don't forget basic costs involved in moving from your old into your new home.
   Just remember to add the closing costs to your financial plan when saving to buy a home. If you need a list of legal advisors who specialize in real estate please Contact me: 250-893-1016 (Direct)


If you wish to receive up-to-the-minute listings within your own search criteria, please contact me to set up your personal automatic search. You will receive all the latest listings in your area of choice - by Email.

 


NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.